Community & Critical Access Hospitals

Our CFO HELPER® Credit Analytics uncovers insights into debt capacity, revenue growth, and service line enhancements—turning your goals into actionable strategies for transformative capital projects.

At the start of project development, we present the InnoVative Capital Financing and Security Options Matrix® to outline all available capital options. Paired with the InnoVative Capital Funding Delivery System®, a tailored financing framework is created.

In addition to financial advisory, InnoVative Capital provides Healthcare Turnaround and Affiliation/M&A services.

Our client successes result from our enhanced due diligence process, access to diverse capital options, and strong collaborative partnerships.

The CFO HELPER® (Hospital Eligibility Loan Potential Evaluation Resource) credit analytics combine three phases of financial and operational review: Examination (Due Diligence), Diagnostic (Planning), and Prescription (Execution).

Developed for community and critical access hospitals, CFO HELPER® analyzes enterprise, project, and transaction viability, identifying credit enhancement opportunities. It incorporates InnoVative Capital’s Financing and Security Options Matrix®, which outlines financing options to right-size any project.

• FEATURES

  • Enterprise Forecasting.

  • Project Feasibility Forecasting with Demand Analyses.

  • Debt Capacity Analyses.

  • Market and Demographic Analyses.

  • Capital Budgeting and Planning.

  • Operational Reviews.

  • Composite Funding and Municipal Support Assessments.

  • Municipal Credit Rating and Creditworthiness Evaluations.

• BENEFITS

   

  • Unbiased approach to the capital markets, by identifying all available and viable
    funding options.

  • Direct strategic planning and decision-making analytical debt support.

  • Upfront preliminary pricing and terms.

  • Ability to address funding deficits and structure complex capital stacks.

  • A project management resource to maintain transaction schedules.

As a HUD-licensed FHA mortgage lender, InnoVative Capital originates and executes mortgage loans, commercial debt, and municipal bond offerings.

As USDA financial advisor, InnoVative Capital manages the entire USDA application, underwriting, and funding process, including assisting in non-USDA components such as fundraising, construction compliance, and tax-initiative endeavors.

• Featured Capital Strategies

  • Independence Viability Means Testing and Governance Matrix.
  • Mortgage-Backed Securities (e.g., HUD 242).
  • USDA Direct and Guarantee Loans.
  • USDA Construction Notes.
  • Municipal Bonds
    • Rated, Non-Rated and High Yield Revenue Bonds.
    • General Obligation and Limited Tax Bonds.
  • Tax Support (Mill Levies and Subsidies).
  • Bank Debt and Commercial Loans.
  • Public and Private Market Construction Funding.

• WHAT WE PROVIDE

   

  • Independence Viability Means Testing and Governance Matrix.
  • Due Diligence Reviews and Financial Feasibility Studies.
  • Strategic Planning and Goals Alignment.
  • Market Studies and Community Impact Assessment.
  • RFP Solicitation Management and Negotiation.
  • Seller Representation.

InnoVative Capital collaborates with hospital management on financial turnarounds, using our CFO HELPER® to identify improvement opportunities and often eliminate the need for sales or leadership changes. Our experience extends to hospital sales, closures, and transitions to alternative healthcare delivery models.

• PRODUCTS AND SERVICES

  • CFO HELPER ®
  • Debt Restructuring Advisory
  • Restructure Advisement for Bankruptcy and Creditor Groups.
  • Hospital Closures
  • Healthcare Delivery Transition