InnoVative Capital Funding Delivery System®

An InnoVative Turnkey Planning and Financing System

For clients considering capital projects, equity investments, debt structuring, or organizational partners, we provide a comprehensive set of financial services.We incorporate consulting, debt advisory, mortgage banking and municipal finance within the InnoVative Capital Funding Delivery System^®.

As a financial advisor, we develop and manage the entire analytical process, presenting our clients with unbiased recommendations. We direct consensus decision-making with senior management, board members and community stakeholders.

• Benefits of the InnoVative Capital Funding Delivery System^®

  • Customized low-cost funding.
  • Turnkey planning and financing.
  • Competitive interest rates through negotiated bid offerings.
  • Private placements.
  • Transparent loan underwriting.
  • All-in-one construction and permanent financing.
  • Optimized debt capacity.
  • Borrower-friendly financial and operating covenants.
  • Upfront due diligence reduces client risks.
  • Credit enhancement through tax support and community funding.

Financing Options

• As a MSRB/SEC Municipal Advisor, InnoVative Capital solicits and negotiates lending through the following financing and equity vehicles:

  • Mortgage-backed securities.
  • Rated and high yield municipal bonds.
  • USDA Direct and USDA Guarantee loans.
  • USDA Business Industry loans.
  • Public and private market construction funding.
  • Tax support through mill levies and subsidies.
  • Tax credits.
  • Bank loans.
  • Equity investments.

• As a HUD-licensed mortgage bank, InnoVative Capital originates FHA loans for hospitals, senior living, and multi-family housing through the following:

  • FHA 221 (d)(3) apartment new construction/substantial rehabilitation for nonprofit borrowers.
  • FHA 221 (d)(4) new construction or substantial rehabilitation of multifamily rental or cooperative housing for moderate-income families, elderly, and the handicapped.
  • FHA 232 financing for the development of residential care facilities such as nursing homes, board, and care properties and assisted living.
  • FHA 232/223(f) refinancing residential care facilities debt.
  • FHA 241 supplemental loans for multifamily projects, residential care facilities, and hospitals.
  • FHA 242 financing for hospitals ranging from teaching facilities and health systems to critical access hospitals.
  • FHA 232/223(f) refinancing residential care facilities debt.
  • FHA 223(a)(7) refinancing existing HUD loans.